Mind your Business – 5 big financial mistakes that business owners make

side hustle

5 big financial mistakes that business owners make – Note that your business’ credit score differs from your personal credit score and in order to seek finances for your business in the future, you need to maintain a good business credit score – Regarding borrowing – Strive to utilize borrowed funds for growth opportunities rather […]

INVESTING IS EASY, YOU JUST NEED TO START

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Investing is certainly a major buzzword these days. Everyone you know is talking about mutual funds, stocks, bitcoin, cryptocurrency. If you are like me, then you have friends bragging about their high returns from investing in IPOs (initial public offerings) and APOs (additional public offerings) and what they plan to do with all that money […]

Wasted time is more precious than wasted money

Wasted-Time-is-Money-Lost

Do you see yourself in this story? You show up to work everyday and you put your all into your job or your business. You are good at what you do and your colleagues recognize and praise you for it. You are a superstar, and you earn a high income and you treat yourself when […]

How important is geographical diversification when investing?

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We all grew up hearing the old saying “never put all your eggs in one basket.” Back in the day, I would hide my little savings all over the house, and even in the backyard, just in case my siblings found it. I knew there would be a low chance of them finding all of […]

Here’s what you should know about cryptocurrencies

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In the last few weeks, Bitcoin (BTC), the most popular cryptocurrency, traded below $30,000 per Bitcoin. This is after Bitcoin traded as high as $64,000 back in mid-April and as low as $32,000 at the start of this year. This is definitely a highly volatile financial security. There is much speculation on the future of […]

How to create a starter investment portfolio

investment

Trading time for dollars can lead to a never-ending rat race that will likely leave you struggling with your money. I know it sounds harsh but sometimes we need a hard dose of reality to get us back on track to living the life of our dreams. Going to school, finding that dream job so […]

IPO vs APO..what should I do?

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First, let’s break down what are IPOs and APOs. An IPO refers to the process of offering shares of a private corporation to the public in a new stock issuance, while an APO offering is when a company that has already made an IPO, issues a new set of corporate shares to the public. Companies will typically […]

3 money strategies to use when Investing

income-investing

Many people think that getting started with investing is like climbing Mount Everest with only one bottle of water to stay hydrated. Investing can seem next to impossible. It can also be perceived as an activity for the smart or the rich. Here are three strategies to use with investing: Dollar-Cost Averaging Dollar-cost averaging is […]

Beware of Inflation & Your Investments

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Since the 2008 financial crisis, the global economy has been rebounding with inflation hovering around all-time lows in many parts of the world before the onset of the coronavirus pandemic. It’s a situation consumers were getting accustomed to and perhaps comfortable with. But now the ‘honeymoon period’ appears to be over, induced by yet another […]

How to beat inflation

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Are you feeling the impact of higher prices in the supermarket and restaurants and higher prices at the gas pump? It seems everywhere you go these days, you are paying more money out of pocket to have a simple meal or to purchase necessities. Inflation is the reason behind this. Inflation is the general increase […]