Survive and Thrive: Essential Steps For Every Investor After Hurricane Beryl’s Devastation

As someone who grew up in Jamaica, I’ve witnessed the indomitable spirit of our people and the power of community. Let’s channel that resilience to safeguard and grow our finances in these challenging times.

1. Assess Damage and File Insurance Claims: First things first, check your properties for damage. Use your phone to take detailed photos and videos and document everything. This evidence is crucial when you contact your insurance provider to file claims. Don’t delay; the sooner you start, the quicker you’ll get the support you need. Remember, “time is money!”

2. Rebuild Your Emergency Funds: By now I hope that I have firmly solidified for you the importance of a “rainy day” fund. If your savings took a hit because of the hurricane, make it a priority to rebuild this reserve. Aim for at least three to six months’ worth of living expenses to cover any unexpected costs. “One one cocoa full basket,” so start small if you must, but start now.

3. Reevaluate and Diversify Your Investment Portfolio: Hurricanes can shake up markets and our local economy, so it’s essential to review your investments. Consider reallocating assets to more stable sectors. Diversification is key; don’t put all your eggs in one basket. Focus on investments in areas that are resilient to natural disasters. Think about how you can make your portfolio “rockstone solid.”

4. Stay Informed and Adjust Financial Plans: Natural disasters have ripple effects on the economy. Stay updated on market trends and local economic conditions. Adjust your financial plans based on the latest information. Keeping a close eye on these changes will help you make better decisions.

5. Support Local Recovery and Risk Management: Investing in local businesses and infrastructure helps rebuild our community and can also present profitable opportunities. Make sure your insurance coverage is adequate for future disasters, and think about diversifying your investments to spread risk.

6. Contributing to Disaster Relief Efforts: As we rebuild, think about how you can give back. Consider donating to reputable disaster relief organizations; every contribution makes a difference. Unity is our strength; together we rise. Donations to organizations like the Red Cross, Food For The Poor, and local NGOs can make a significant impact. Volunteering your time and resources can also help expedite recovery. Together, our collective efforts will help our communities bounce back faster and stronger. “Out of many, one people.”


Remember, after the storm comes the calm. By taking these steps, we can not only survive but thrive in the aftermath of Hurricane Beryl. Stay strong, stay informed, and let’s rebuild together. “Wi likkle but wi tallawah.”

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